Access to affordable healthcare remains a priority for millions of families in India. Under Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY), eligible households receive cashless health coverage of up to ₹5 lakh per year.
However, many beneficiaries often ask: Does the Ayushman Card need renewal? If yes, how can it be renewed?
In this detailed guide, we explain everything about Ayushman Card renewal, updating beneficiary details, re-verification, reprinting the card, and ensuring uninterrupted coverage — all presented in a structured format for clarity and high-value readers.
Does Ayushman Card Need Renewal?
Unlike traditional health insurance policies, the Ayushman Card under PM-JAY does not require annual premium renewal from beneficiaries. The coverage is automatically active for eligible families as long as they remain in the approved database.
However, renewal or updating may be required in the following situations:
- Aadhaar or biometric verification pending
- Change in family details
- Lost or damaged card
- Mobile number update
- Migration to another state
- Data correction in SECC records
In such cases, beneficiaries must update or re-verify their information.
Key Features of Ayushman Bharat (PM-JAY)
| Feature | Details |
|---|---|
| Annual Coverage | ₹5,00,000 per family |
| Premium | Free for eligible families |
| Treatment Mode | Cashless & paperless |
| Coverage Scope | 1,500+ medical packages |
| Hospital Access | Public & private empanelled hospitals |
| Pre-existing Conditions | Covered from Day 1 |
When Should You Renew or Update Ayushman Card?
While the scheme auto-renews eligibility, updates may be necessary if:
- Your Aadhaar is not linked properly.
- Family member details are incorrect.
- You changed your mobile number.
- Biometric authentication failed earlier.
- Your state updated its beneficiary list.
Timely updates ensure seamless hospital admission during emergencies.
Documents Required for Ayushman Card Renewal or Update
Keep the following documents ready:
- Aadhaar Card
- Ration Card
- Registered Mobile Number
- Address Proof (if changed)
- Family ID documents
Biometric authentication may also be required at a Common Service Centre (CSC).
How To Renew Ayushman Card Online
Follow this step-by-step process:
Step 1: Visit the Official PM-JAY Portal
Go to the official PM-JAY website.
Step 2: Log In Using Mobile Number
Enter your registered mobile number and verify via OTP.
Step 3: Search Beneficiary Details
Search using:
- Aadhaar number
- Ration card number
- Family ID
- Mobile number
Step 4: Complete e-KYC
If renewal or update is required, complete Aadhaar-based e-KYC.
Step 5: Update Information
Correct or update personal details if needed.
Step 6: Download Updated Card
Once verified, download the updated Ayushman Card.
How To Renew Ayushman Card Offline
For beneficiaries who prefer offline assistance:
- Visit the nearest Common Service Centre (CSC) or empanelled hospital.
- Provide Aadhaar and ration card details.
- Complete biometric authentication.
- Request data update or card reprint.
- Collect printed Ayushman Card after verification.
A small service fee may be applicable for printing.
How To Check Ayushman Card Status
To verify renewal or eligibility status:
- Visit PM-JAY portal
- Click on “Am I Eligible”
- Enter mobile number and verify OTP
- Check family eligibility details
You can also check through your nearest CSC.
Benefits of Keeping Ayushman Card Updated
Maintaining accurate records ensures:
- Instant hospital admission
- No delay in claim approval
- Smooth biometric verification
- Access to state and national portability
- Continued coverage for serious illnesses
Healthcare emergencies require immediate approval; outdated data can cause delays.
Common Issues During Renewal
| Issue | Solution |
|---|---|
| Name not found | Visit CSC for SECC verification |
| Aadhaar mismatch | Update Aadhaar details |
| Biometric failure | Retry at CSC center |
| Mobile number changed | Update via e-KYC |
| Card lost | Download digital copy |
Important Points to Remember
- Ayushman Card does not require premium payment.
- Coverage automatically continues for eligible families.
- Updates are required only if personal details change.
- The scheme offers nationwide portability.
- Always verify hospital empanelment before treatment.
Frequently Asked Questions (FAQs)
Q1. Does Ayushman Card expire every year?
No, eligibility remains active unless removed from the beneficiary database.
Q2. Is renewal mandatory annually?
No annual renewal fee is required for beneficiaries.
Q3. Can I update family member details online?
Minor updates may be done online; major corrections may require CSC visit.
Q4. What if my card is lost?
You can download and reprint the card anytime from the official portal.
Conclusion
The Ayushman Card under Ayushman Bharat PM-JAY continues to provide life-saving healthcare coverage without requiring annual premium renewal. However, beneficiaries must ensure that their personal and family details remain accurate to avoid disruptions during medical emergencies.
Renewing or updating the Ayushman Card is a simple process — whether online or offline — and helps maintain uninterrupted access to ₹5 lakh annual health coverage.
For families relying on this scheme, keeping the card active and verified is not just an administrative step — it is a vital safeguard for financial and medical security.
